Creative Growth Finance

Investment for creative businesses

From direct investment and loans to business support; we champion the best ideas of talented people and their businesses.

Creative England understands the needs of creative businesses. We know how difficult it is to access finance from traditional sources and that in order to take your business to the next stage, you need a cash injection to make your growth plans a reality.

Whether you’re looking for cash-flow support through the current pandemic or long-term investment to grow your business, we have the flexibility and expertise to offer financial support that works for you.

Creative Growth Finance Debt Fund

The Creative Growth Finance Debt Fund, in partnership with Triodos Bank UK, is a £24 million fund providing vital scale up finance to the UK’s most promising creative businesses.

What we offer

  • 100% virtual application process
  • Loans of £100,000 – £500,000
  • Capital repayment holiday of 6 months
  • Fixed interest rates from 7% – 15%
  • Repayment terms up to 4 years
  • Initial decision to progress within 3 days
  • 5% management fee will be charged on payment of the loan

Criteria

  • Your company must be registered in the United Kingdom
  • You must operate within the creative industries (by this we mean; Film, TV, Media, Immersive and Video Games, Advertising & Marketing, Digital & Creative Tech, Creative Software Solutions, Fashion, Architecture, Music, Publishing)
  • Your most recent annual turnover must have been at least £300,000
  • You must have at least one year of accounts filed at Companies House

The Investment process:

  • To start your application, please follow the ‘apply here’ link below.  This will take you to an eligibility questionnaire.  If you meet the minimum criteria you will then be automatically directed to an Expression of Interest.
  • In the Expression of Interest we ask for some top level financial information – please complete the spreadsheet linked below and attach this to the online EOI.
  • The Investment team will review this information and make a decision within 3 days.
  • If your business is suitable, you will then be invited to submit a full application.  To complete this you will need an integrated finance model, management accounts, a sales pipeline and any other information you think might be relevant for us to review.  More details about an integrated finance model can be found in the FAQs and there is also an example of an integrated finance model linked below for you.  Please feel free to use this as a template if you do not already have one.
  • We commit to making all investment decisions within 4 weeks

For further information on criteria, and the application process applicants must read our FAQs here

Before applying, please fill out the following spreadsheet: EOI Financial Information

Once you’ve completed the above, apply here.

Integrated Finance Model

Meet the Team

Mehjabeen PatrickChief Financial Officer

Mehjabeen is Creative England’s Chief Financial Officer, responsible for the implementation and running of all operating functions across the company. With extensive experience as a Finance Director, Mehjabeen oversees all investment activity for the company and has a keen interest in growing its commercial activities and diversifying its income stream. Previously Mehjabeen worked as Director of Finance for United Nations Association and Stakeholder Forum.

mehjabeen.patrick@creativeengland.co.uk

Tim EvansHead of Investment

Tim oversees the investment activity at Creative England. As well as managing the debt and equity investment activity, Tim helps to build relationships with the partners and networks that help the businesses to thrive. Tim’s prior experience includes running his own production company, the management of Creative England’s equity fund and the programme management of the South West Innovation Network programmes. He is passionate about supporting companies beyond investment and enjoys supporting entrepreneurial talent to build and execute on their ideas.

tim.evans@creativeengland.co.uk

Kate AdamSenior Investment Manager

Kate is responsible for managing investment activity at Creative England. As well as holding responsibility for the delivery of investment, Kate oversees the management of Creative England’s equity portfolio. This follows managing the delivery of the Regional Growth Fund investment programme from 2014. Prior to working at Creative England Kate worked as a project manager in both the public and private sector.

kate.adam@creativeengland.co.uk

Mehjabeen is Creative England’s Chief Financial Officer, responsible for the implementation and running of all operating functions across the company. With extensive experience as a Finance Director, Mehjabeen oversees all investment activity for the company and has a keen interest in growing its commercial activities and diversifying its income stream. Previously Mehjabeen worked as Director of Finance for United Nations Association and Stakeholder Forum.

mehjabeen.patrick@creativeengland.co.uk

Tim oversees the investment activity at Creative England. As well as managing the debt and equity investment activity, Tim helps to build relationships with the partners and networks that help the businesses to thrive. Tim’s prior experience includes running his own production company, the management of Creative England’s equity fund and the programme management of the South West Innovation Network programmes. He is passionate about supporting companies beyond investment and enjoys supporting entrepreneurial talent to build and execute on their ideas.

tim.evans@creativeengland.co.uk

Kate is responsible for managing investment activity at Creative England. As well as holding responsibility for the delivery of investment, Kate oversees the management of Creative England’s equity portfolio. This follows managing the delivery of the Regional Growth Fund investment programme from 2014. Prior to working at Creative England Kate worked as a project manager in both the public and private sector.

kate.adam@creativeengland.co.uk

Jackie BoydInvestment Manager

Based in our Manchester office, Jackie is part of our investment team and manages our portfolio of tech and digital investments. Before joining Creative England, Jackie worked in the games sector at SCEE and ran investment funds within the creative sectors in the North East.

Jackie.Boyd@CreativeEngland.co.uk

Matt BrowningInvestment Manager

Matt is responsible for management of the equity portfolio, aiding the growth and development of the businesses we’ve supported. Matt also manages debt activity, assisting through the investment process as well as managing the recoupment. Matt previously worked in the private financial sector, where he was responsible for the reconciliation of client money and assets.

matt.browning@creativeengland.co.uk

Louise CorpBusiness Affairs Officer

Louise provides extensive support to the Business Affairs and Investment team, in-house client managers as well as ad-hoc project assistance to the Finance and Ops team.  Louise joined Creative England following over twenty years in the media industry working primarily for the BBC.  During this time she worked both in production including a Grierson award winning documentary and in various business roles across the Natural History Unit and Unscripted Productions.  Currently a part-time “mature” student, Louise lives in rural Somerset with her husband and two children.

Louise.Corp@creativeengland.co.uk

Based in our Manchester office, Jackie is part of our investment team and manages our portfolio of tech and digital investments. Before joining Creative England, Jackie worked in the games sector at SCEE and ran investment funds within the creative sectors in the North East.

Jackie.Boyd@CreativeEngland.co.uk

Matt is responsible for management of the equity portfolio, aiding the growth and development of the businesses we’ve supported. Matt also manages debt activity, assisting through the investment process as well as managing the recoupment. Matt previously worked in the private financial sector, where he was responsible for the reconciliation of client money and assets.

matt.browning@creativeengland.co.uk

Louise provides extensive support to the Business Affairs and Investment team, in-house client managers as well as ad-hoc project assistance to the Finance and Ops team.  Louise joined Creative England following over twenty years in the media industry working primarily for the BBC.  During this time she worked both in production including a Grierson award winning documentary and in various business roles across the Natural History Unit and Unscripted Productions.  Currently a part-time “mature” student, Louise lives in rural Somerset with her husband and two children.

Louise.Corp@creativeengland.co.uk

Nick CavanderInvestment Manager

Nick is responsible for helping to expand the portfolio of companies for whom we provide scale up finance and ongoing development support. Nick engages with potential investee companies to identify ways we can help them to grow their businesses with funding and follow on support. Nick previously worked in film and television marketing for years and understands first-hand the commercial opportunities and challenges that creative sector businesses face.

nick.cavander@creativeengland.co.uk

Nick is responsible for helping to expand the portfolio of companies for whom we provide scale up finance and ongoing development support. Nick engages with potential investee companies to identify ways we can help them to grow their businesses with funding and follow on support. Nick previously worked in film and television marketing for years and understands first-hand the commercial opportunities and challenges that creative sector businesses face.

nick.cavander@creativeengland.co.uk

Get in touch

To learn more about our investment offer or how to invest with us please fill in our contact form.

creative england equity portfolio

COVID-19 Industry Disruption & Advice

We know  that COVID-19 is having a very serious and immediate impact on businesses and freelancers from across the country.

We have collated the measures the government has introduced for businesses and freelancers. This will be regularly updated to act as a valuable resource for you during this time. Find out more here.